Guide to Young Driver Car Insurance

Struggling to find a competitive quote for young driver car insurance? It's a sad fact but your age makes a big difference when it comes to your quote. It's not prejudice but simply a game of statistics. A young driver is more likely to make a claim and so young driver car insurance premiums are often that much higher.

Some of the mainstream insurers simply won't offer young driver car insurance. If they do, many will simply hike up the premium. However, you'll be relieved to know that there are companies who specialise in young driver car insurance. You'll also be glad to find out that we know who these guys are!

Finding young driver car insurance

The easiest way to find your best young driver car insurance options is to use our car insurance comparison tool. It's an easy way to see what's available in the way of young driver car insurance specialists and has the added benefit of rescuing you from the boredom of endless form filling!

Reducing young driver car insurance quote

Don't lose heart. There are ways to reduce your young driver car insurance quotes by simply following these guidelines:

• Drive a cheaper, less powerful car. Finding affordable young driver car insurance is all about reducing the risk you present to the insurer. This option reduces the likelihood of a claim and the potential value of a claim on your young driver car insurance policy.
• Don't modify your car. Insurers don't like it! It'll simply make your car more attractive to thieves or increase the performance, making it a higher risk all round and seriously affecting your young driver car insurance premium.
• Take out your own policy. With your own young driver car insurance policy you will build a no claims bonus which will make future premiums so much cheaper.
• Be over qualified! A Pass Plus course taken within 12 months of passing your test will reduce your young driver car insurance premiums at precisely the time when you need it most. It'll show the young driver car insurer that you're a sensible driver from day one.

Why the named drivers game doesn't work!

It may seem like a good idea but being a named driver on someone else's policy, whilst actually being the main driver, will invalidate any claim you make. That'll end up costing you a whole lot more than spending a few minutes to find an affordable young driver car insurance policy. It's better take out your own young driver car insurance and build up your no claims bonus.