Guide to Student Car Insurance

If you are at school, college or university it should come as no surprise that getting student car insurance from one of the leading car insurance companies can be very expensive. But did you know that there are companies who specialise in student car insurance?

Rather than simply making assumptions and covering their backs by hiking up their premiums, student car insurance specialists actually make it their business to know all the finer details of the student car insurance market. They'll know which colleges or universities are better risks than others as well as which students are being unfairly punished, despite being good drivers.

Living with student car insurance

If there's one lesson for students it must be to check the small print on your student car insurance policy. Some mainstream car insurance companies won't automatically cover you for driving to and from your campus or college. A specialist student car insurance company probably will because they understand the needs of students. So, if in doubt, check the small print of your student car insurance policy.

Home and away. Student car insurance on the move

Don't know whether you're coming or going? If you live away from home during term time, you must let your student car insurance company have both your home and university addresses. If you don't, it may invalidate any future claim. And don't forget that if you're insured on someone else's policy, you must also let them know both your addresses.

Finding student car insurance specialists

Look around for the people who understand you. As a student driver, your no claims bonus is likely to be low or even zero. But don't let it bother you. Our car insurance comparison tools have specialists for student car insurance and zero no claims bonus drivers. They understand your needs and they'll look deeper than your lack of time behind the wheel.

So you're a sensible driver? Great! But how will your student car insurance provider know you are? By taking a Pass Plus course you can prove you are responsible and it should qualify you for a significantly discounted student car insurance premium. Don't forget to mention it to your potential student car insurance companies and make sure you keep your qualification certificate.