Guide to Golf Travel Insurance

Golf can be an expensive game. Equipment, clothing, lessons, memberships, green fees - the list goes on. It's no surprise then that there are companies specialising in golf travel insurance to provide golfers with the necessary protection.

You can expect your golf travel insurance to provide you with cover against theft, public liability, membership fees and damage to your golf equipment. When you look at the possible financial implications of each of these, it's easy to see the benefits of golf travel insurance.

Golfing travel insurance and possessions

Mobile phones, jewellery and other valuables can be safely tucked away in a safe. There's no such luxury for your golf clubs and your golf travel insurance provider should appreciate this. Your clubs are likely to be left unattended in a locker room, clubhouse, hotel room or during transit. Plenty of opportunity for thieves and you'll be left suffering if you do not have sufficient golf travel insurance cover in place.

Golf travel insurance and liability

Whilst many golfers accept that there's an outside chance of being hurt or injured whilst playing golf, few take into the account the difference in claim cultures between countries. Golf travel insurance policies should include liability cover in case you accidentally damage property or injure another golfer with a wayward shot. If you take a big swing, add a little too much draw and see your ball heading directly for the car park, you'll be thankful that you have golf travel insurance protection.

If you already have travel cover in place, check the excluded activities list. If golf is excluded, you may be able to add golf travel insurance cover for a small additional fee with your current provider. This saves you from purchasing a completely separate golf travel insurance policy. There may be a higher premium or excess to pay but it should give you more cost effective golf travel insurance cover.